Retirement plan

STRATEGIC EMPLOYEES' RETIREMENT PLAN

Name: STRATEGIC COMMERCIAL REALTY INC. D/B/A RAWSON MATERIALS - STRATEGIC EMPLOYEES' RETIREMENT PLAN (2024) Form 5500
Creator: STRATEGIC COMMERCIAL REALTY INC. D/B/A RAWSON MATERIALS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRATEGIC EMPLOYEES' RETIREMENT PLAN, STRATEGIC COMMERCIAL REALTY INC. D/B/A RAWSON MATERIALS

STRATEGIC COMMERCIAL REALTY INC. D/B/A RAWSON MATERIALSEIN 06-1611284Plan #001PY 2024

58 POMFRET ST, SUITE 4101 - PUTNAM, CT 06260860-963-6584

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$12.7M

+30.2% from 2023

Total participants

187

+58.5% from 2023

Average account balance

$68,734

-20.5% from 2023

Annual return

42.23%

+21.77 pp from 2023

Benchmarks

See 1,845 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,845 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$69K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

185

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+42.23%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13775

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.5M

$17698 / participant

Other / not subdivided$3M100.0%

% of EOY assets

20.042%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,734

$78,607-12.6%

$105,624-34.9%

$74,478-7.7%

Participation rate

98.6%

72.8%+25.8pp

75.3%+23.3pp

67.2%+31.4pp

Annual return

42.23%

15.96%+26.3pp

116.20%-74.0pp

1370.56%-1328.3pp

Employer contribution / active EE

$3,497

$2,523+38.6%

$3,168+10.4%

$2,626+33.2%

Participant deferral / active EE

$6,086

$4,325+40.7%

$5,013+21.4%

$4,350+39.9%

Admin fee / account holder

$13,775

$2,220+520.6%

$10,961+25.7%

$1,946+608.0%

STRATEGIC EMPLOYEES' RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRATEGIC EMPLOYEES' RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion