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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,111 | $178,174+23.5% | $156,181+40.9% | $137,256+60.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.88% | 84.19%-69.3pp | 64.87%-50.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $7,203 | $4,972+44.9% | $4,294+67.8% | $4,156+73.3% |
| Participant deferral / active EE | $8,426 | $6,888+22.3% | $6,132+37.4% | $6,407+31.5% |
| Admin fee / account holder | $14,877 | $17,404-14.5% | $14,586+2.0% | $12,270+21.2% |