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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,603 | $159,934+55.4% | $147,005+69.1% | $145,959+70.3% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 10.78% | 98.24%-87.5pp | 418.76%-408.0pp | 561.95%-551.2pp |
| Employer contribution / active EE | $4,895 | $5,287-7.4% | $4,934-0.8% | $4,661+5.0% |
| Participant deferral / active EE | $5,027 | $8,427-40.3% | $8,070-37.7% | $6,689-24.8% |
| Admin fee / account holder | $4,498 | $15,053-70.1% | $13,006-65.4% | $13,398-66.4% |