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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,603 | $160,040+55.3% | $147,096+69.0% | $145,877+70.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 10.78% | 98.49%-87.7pp | 419.75%-409.0pp | 551.28%-540.5pp |
| Employer contribution / active EE | $4,895 | $5,289-7.5% | $4,936-0.8% | $4,663+5.0% |
| Participant deferral / active EE | $5,027 | $8,429-40.4% | $8,071-37.7% | $6,691-24.9% |
| Admin fee / account holder | $4,498 | $15,050-70.1% | $13,005-65.4% | $13,402-66.4% |