Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,757 | $77,358+52.2% | $102,184+15.2% | $87,485+34.6% |
| Participation rate | 35.9% | 78.7%-42.8pp | 82.6%-46.7pp | 68.9%-33.0pp |
| Annual return | 13.42% | 41.11%-27.7pp | 31.58%-18.2pp | 26.06%-12.6pp |
| Employer contribution / active EE | $0 | $2,562-100.0% | $3,594-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,836 | $6,753-28.4% | $8,309-41.8% | $4,274+13.2% |
| Admin fee / account holder | $5,689 | $6,809-16.4% | $11,609-51.0% | $7,775-26.8% |