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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,588 | $160,040-2.8% | $147,096+5.8% | $145,877+6.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2.69% | 98.49%-95.8pp | 419.75%-417.1pp | 551.28%-548.6pp |
| Employer contribution / active EE | $15,207 | $5,289+187.5% | $4,936+208.1% | $4,663+226.1% |
| Participant deferral / active EE | $17,683 | $8,429+109.8% | $8,071+119.1% | $6,691+164.3% |
| Admin fee / account holder | $1,607 | $15,050-89.3% | $13,005-87.6% | $13,402-88.0% |