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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,058 | $100,073+27.0% | $85,126+49.3% | $145,877-12.9% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 15.56% | 84.11%-68.5pp | 66.63%-51.1pp | 551.28%-535.7pp |
| Employer contribution / active EE | $5,094 | $3,236+57.4% | $2,731+86.5% | $4,663+9.2% |
| Participant deferral / active EE | $10,520 | $5,294+98.7% | $4,523+132.6% | $6,691+57.2% |
| Admin fee / account holder | $5,992 | $7,261-17.5% | $6,160-2.7% | $13,402-55.3% |