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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,713 | $138,386+118.7% | $184,260+64.3% | $80,935+274.0% |
| Participation rate | 96.8% | 83.9%+12.9pp | 86.8%+9.9pp | 67.7%+29.1pp |
| Annual return | 13.98% | 20.02%-6.0pp | 28.84%-14.9pp | 35.66%-21.7pp |
| Employer contribution / active EE | $12,243 | $4,851+152.4% | $6,427+90.5% | $2,757+344.1% |
| Participant deferral / active EE | $17,320 | $7,076+144.8% | $9,133+89.7% | $4,299+302.9% |
| Admin fee / account holder | $652 | $10,489-93.8% | $13,898-95.3% | $6,924-90.6% |