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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,360 | $155,555+151.6% | $146,866+166.5% | $155,188+152.2% |
| Participation rate | 86.4% | 84.0%+2.4pp | 82.5%+3.9pp | 80.8%+5.6pp |
| Annual return | 15.32% | 115.41%-100.1pp | 102.85%-87.5pp | 148.84%-133.5pp |
| Employer contribution / active EE | $4,471 | $4,647-3.8% | $4,425+1.1% | $4,248+5.3% |
| Participant deferral / active EE | $13,400 | $8,044+66.6% | $7,759+72.7% | $6,531+105.2% |
| Admin fee / account holder | $1,985 | $14,755-86.5% | $13,620-85.4% | $14,480-86.3% |