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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,360 | $156,398+150.2% | $147,318+165.7% | $138,895+181.8% |
| Participation rate | 86.4% | 83.8%+2.6pp | 82.1%+4.3pp | 79.9%+6.4pp |
| Annual return | 15.32% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $4,471 | $4,853-7.9% | $4,593-2.6% | $4,194+6.6% |
| Participant deferral / active EE | $13,400 | $8,237+62.7% | $7,906+69.5% | $6,396+109.5% |
| Admin fee / account holder | $1,985 | $14,976-86.7% | $13,708-85.5% | $12,562-84.2% |