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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,578 | $81,457-40.4% | $103,378-53.0% | $80,911-40.0% |
| Participation rate | 35.9% | 66.8%-31.0pp | 74.5%-38.6pp | 67.6%-31.8pp |
| Annual return | 27.74% | 25.58%+2.2pp | 24.91%+2.8pp | 35.63%-7.9pp |
| Employer contribution / active EE | $1,715 | $3,107-44.8% | $3,870-55.7% | $2,756-37.8% |
| Participant deferral / active EE | $4,008 | $3,871+3.5% | $5,058-20.7% | $4,297-6.7% |
| Admin fee / account holder | $3,078 | $6,717-54.2% | $8,401-63.4% | $6,935-55.6% |