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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,807 | $115,225+89.0% | $100,712+116.3% | $138,895+56.8% |
| Participation rate | 70.0% | 74.3%-4.3pp | 69.3%+0.7pp | 79.9%-9.9pp |
| Annual return | 8.53% | 40.35%-31.8pp | 33.27%-24.7pp | 145.39%-136.9pp |
| Employer contribution / active EE | $4,112 | $2,771+48.4% | $2,313+77.8% | $4,194-2.0% |
| Participant deferral / active EE | $10,812 | $4,699+130.1% | $4,085+164.7% | $6,396+69.0% |
| Admin fee / account holder | $2,706 | $10,844-75.0% | $9,256-70.8% | $12,562-78.5% |