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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,069 | $114,119-45.6% | $107,187-42.1% | $138,895-55.3% |
| Participation rate | 93.8% | 78.1%+15.7pp | 75.0%+18.7pp | 79.9%+13.8pp |
| Annual return | 14.88% | 273.21%-258.3pp | 204.55%-189.7pp | 145.39%-130.5pp |
| Employer contribution / active EE | $3,273 | $4,059-19.4% | $3,782-13.5% | $4,194-22.0% |
| Participant deferral / active EE | $2,715 | $5,538-51.0% | $5,096-46.7% | $6,396-57.5% |
| Admin fee / account holder | $9,300 | $10,024-7.2% | $9,162+1.5% | $12,562-26.0% |