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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,758 | $81,504-23.0% | $102,437-38.7% | $80,959-22.5% |
| Participation rate | 93.7% | 66.9%+26.8pp | 74.5%+19.1pp | 67.7%+26.0pp |
| Annual return | 9.37% | 25.60%-16.2pp | 24.95%-15.6pp | 35.67%-26.3pp |
| Employer contribution / active EE | $20,182 | $3,104+550.3% | $3,871+421.4% | $2,757+632.0% |
| Participant deferral / active EE | $0 | $3,871-100.0% | $5,060-100.0% | $4,300-100.0% |
| Admin fee / account holder | $16,022 | $6,719+138.4% | $8,388+91.0% | $6,925+131.4% |