Filed April 28, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,069 | $106,749+225.1% | $145,433+138.6% | $82,448+321.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.75% | 27.59%-8.8pp | 66.58%-47.8pp | 41.64%-22.9pp |
| Employer contribution / active EE | $14,272 | $3,444+314.3% | $4,554+213.4% | $2,551+459.5% |
| Participant deferral / active EE | $11,059 | $6,519+69.7% | $7,897+40.0% | $4,139+167.2% |
| Admin fee / account holder | $6,563 | $8,390-21.8% | $13,129-50.0% | $7,234-9.3% |