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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,391 | $80,763-57.4% | $102,412-66.4% | $74,459-53.8% |
| Participation rate | 53.0% | 65.7%-12.6pp | 74.5%-21.5pp | 67.2%-14.2pp |
| Annual return | 10.30% | 27.57%-17.3pp | 24.94%-14.6pp | 1369.70%-1359.4pp |
| Employer contribution / active EE | $9,891 | $3,160+213.0% | $3,870+155.6% | $2,626+276.7% |
| Participant deferral / active EE | $762 | $3,862-80.3% | $5,060-84.9% | $4,350-82.5% |
| Admin fee / account holder | $52 | $2,371-97.8% | $8,388-99.4% | $1,945-97.3% |