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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,567 | $96,731+89.8% | $123,973+48.1% | $86,983+111.0% |
| Participation rate | 25.0% | 70.0%-45.0pp | 76.7%-51.7pp | 69.5%-44.5pp |
| Annual return | 18.27% | 17.33%+0.9pp | 388.13%-369.9pp | 25.83%-7.6pp |
| Employer contribution / active EE | $1,742 | $3,297-47.2% | $4,126-57.8% | $2,584-32.6% |
| Participant deferral / active EE | $3,544 | $4,152-14.6% | $5,247-32.5% | $4,194-15.5% |
| Admin fee / account holder | $683 | $8,722-92.2% | $11,799-94.2% | $7,856-91.3% |