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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,567 | $89,259+105.7% | $107,187+71.3% | $82,637+122.1% |
| Participation rate | 25.0% | 67.9%-42.9pp | 75.0%-50.0pp | 68.1%-43.1pp |
| Annual return | 18.27% | 21.02%-2.8pp | 204.55%-186.3pp | 53.51%-35.2pp |
| Employer contribution / active EE | $1,742 | $3,080-43.4% | $3,782-53.9% | $2,552-31.7% |
| Participant deferral / active EE | $3,544 | $4,037-12.2% | $5,096-30.5% | $4,126-14.1% |
| Admin fee / account holder | $683 | $7,381-90.7% | $9,162-92.5% | $7,339-90.7% |