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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,474 | $127,387-48.6% | $115,038-43.1% | $125,389-47.8% |
| Participation rate | 94.4% | 84.2%+10.3pp | 81.4%+13.1pp | 83.2%+11.3pp |
| Annual return | 9.48% | 31.28%-21.8pp | 26.14%-16.7pp | 282.24%-272.8pp |
| Employer contribution / active EE | $8,312 | $5,166+60.9% | $4,608+80.4% | $4,866+70.8% |
| Participant deferral / active EE | $8,308 | $6,423+29.4% | $6,026+37.9% | $5,352+55.2% |
| Admin fee / account holder | $1,940 | $9,516-79.6% | $8,175-76.3% | $9,541-79.7% |