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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $44,157 |
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $13,874 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,488 | $129,159+2.6% | $184,243-28.1% | $77,714+70.5% |
| Participation rate | 94.4% | 87.4%+7.1pp | 86.8%+7.6pp | 70.6%+23.8pp |
| Annual return | 17.71% | 33.22%-15.5pp | 28.82%-11.1pp | 31.26%-13.5pp |
| Employer contribution / active EE | $5,707 | $4,410+29.4% | $6,427-11.2% | $2,727+109.3% |
| Participant deferral / active EE | $12,766 | $7,305+74.8% | $9,132+39.8% | $4,649+174.6% |
| Admin fee / account holder | $142 | $256-44.5% | $13,914-99.0% | $433-67.3% |