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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,497 | $71,057+7.7% | $93,654-18.3% | $80,874-5.4% |
| Participation rate | 86.5% | 60.4%+26.1pp | 68.7%+17.8pp | 67.6%+18.9pp |
| Annual return | 9.81% | 11.26%-1.4pp | 133.34%-123.5pp | 35.62%-25.8pp |
| Employer contribution / active EE | $1,049 | $1,564-32.9% | $2,421-56.7% | $2,756-61.9% |
| Participant deferral / active EE | $2,393 | $4,034-40.7% | $4,413-45.8% | $4,297-44.3% |
| Admin fee / account holder | $5,207 | $6,944-25.0% | $8,282-37.1% | $6,935-24.9% |