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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,712 | $129,737-67.1% | $119,126-64.1% | $154,746-72.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 28.19% | 379.08%-350.9pp | 282.11%-253.9pp | 172.34%-144.2pp |
| Employer contribution / active EE | $7,319 | $4,375+67.3% | $4,034+81.5% | $4,379+67.1% |
| Participant deferral / active EE | $1,386 | $5,842-76.3% | $5,318-73.9% | $6,730-79.4% |
| Admin fee / account holder | $9,268 | $11,961-22.5% | $10,693-13.3% | $14,365-35.5% |