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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,395 | $183,592+41.8% | $155,574+67.4% | $145,877+78.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 1.53% | 61.37%-59.8pp | 64.87%-63.3pp | 551.28%-549.8pp |
| Employer contribution / active EE | $10,200 | $5,317+91.8% | $4,676+118.1% | $4,663+118.7% |
| Participant deferral / active EE | $12,300 | $6,466+90.2% | $5,629+118.5% | $6,691+83.8% |
| Admin fee / account holder | $47,519 | $19,316+146.0% | $15,914+198.6% | $13,402+254.6% |