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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,703 | $84,685-66.1% | $73,836-61.1% | $125,389-77.1% |
| Participation rate | 20.0% | 76.8%-56.8pp | 73.4%-53.4pp | 83.2%-63.2pp |
| Annual return | -2.06% | 3123.80%-3125.9pp | 2268.06%-2270.1pp | 282.24%-284.3pp |
| Employer contribution / active EE | $619 | $3,123-80.2% | $2,787-77.8% | $4,866-87.3% |
| Participant deferral / active EE | $3,267 | $3,993-18.2% | $3,583-8.8% | $5,352-38.9% |
| Admin fee / account holder | $4,607 | $5,694-19.1% | $4,882-5.6% | $9,541-51.7% |