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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,791 | $125,190+156.2% | $105,624+203.7% | $145,897+119.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 18.22% | 225.22%-207.0pp | 116.20%-98.0pp | 552.29%-534.1pp |
| Employer contribution / active EE | $12,517 | $3,720+236.4% | $3,168+295.1% | $4,663+168.4% |
| Participant deferral / active EE | $6,107 | $5,716+6.8% | $5,013+21.8% | $6,689-8.7% |
| Admin fee / account holder | $13,774 | $17,138-19.6% | $10,961+25.7% | $13,390+2.9% |