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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,692 | $181,062+24.1% | $158,223+42.0% | $155,188+44.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 13.30% | 57.39%-44.1pp | 52.09%-38.8pp | 148.84%-135.5pp |
| Employer contribution / active EE | $6,451 | $4,565+41.3% | $4,109+57.0% | $4,248+51.9% |
| Participant deferral / active EE | $4,496 | $6,134-26.7% | $5,467-17.8% | $6,531-31.2% |
| Admin fee / account holder | $1,947 | $18,825-89.7% | $16,047-87.9% | $14,480-86.6% |