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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,654 | $126,661+20.5% | $113,397+34.6% | $138,895+9.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 17.05% | 25.05%-8.0pp | 23.20%-6.1pp | 145.39%-128.3pp |
| Employer contribution / active EE | $16,317 | $3,456+372.1% | $2,977+448.1% | $4,194+289.0% |
| Participant deferral / active EE | $9,131 | $5,693+60.4% | $5,076+79.9% | $6,396+42.7% |
| Admin fee / account holder | $518 | $14,549-96.4% | $11,957-95.7% | $12,562-95.9% |