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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,626 | $105,284-73.8% | $150,734-81.7% | $94,015-70.6% |
| Participation rate | 90.7% | 71.7%+19.0pp | 78.4%+12.3pp | 70.8%+19.9pp |
| Annual return | 11.10% | 15.67%-4.6pp | 600.81%-589.7pp | 17.84%-6.7pp |
| Employer contribution / active EE | $4,970 | $3,599+38.1% | $4,918+1.1% | $2,790+78.1% |
| Participant deferral / active EE | $0 | $4,274-100.0% | $5,610-100.0% | $4,249-100.0% |
| Admin fee / account holder | $5,527 | $9,839-43.8% | $14,905-62.9% | $8,951-38.3% |