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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,626 | $93,345-70.4% | $119,126-76.8% | $87,485-68.4% |
| Participation rate | 90.7% | 68.7%+22.0pp | 75.8%+14.9pp | 68.9%+21.8pp |
| Annual return | 11.10% | 19.08%-8.0pp | 282.11%-271.0pp | 26.06%-15.0pp |
| Employer contribution / active EE | $4,970 | $3,172+56.7% | $4,034+23.2% | $2,596+91.4% |
| Participant deferral / active EE | $0 | $4,099-100.0% | $5,318-100.0% | $4,274-100.0% |
| Admin fee / account holder | $5,527 | $8,039-31.2% | $10,693-48.3% | $7,775-28.9% |