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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,961 | $211,224-80.1% | $178,505-76.5% | $145,897-71.2% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 11.37% | 30.28%-18.9pp | 27.16%-15.8pp | 552.29%-540.9pp |
| Employer contribution / active EE | $5,641 | $4,577+23.3% | $3,955+42.6% | $4,663+21.0% |
| Participant deferral / active EE | $11,251 | $6,966+61.5% | $6,280+79.1% | $6,689+68.2% |
| Admin fee / account holder | $2,761 | $12,109-77.2% | $10,428-73.5% | $13,390-79.4% |