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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,961 | $211,239-80.1% | $178,528-76.5% | $145,877-71.2% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 11.37% | 30.22%-18.9pp | 27.11%-15.7pp | 551.28%-539.9pp |
| Employer contribution / active EE | $5,641 | $4,570+23.4% | $3,950+42.8% | $4,663+21.0% |
| Participant deferral / active EE | $11,251 | $6,963+61.6% | $6,278+79.2% | $6,691+68.2% |
| Admin fee / account holder | $2,761 | $12,095-77.2% | $10,419-73.5% | $13,402-79.4% |