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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,165 | $89,259+163.5% | $107,187+119.4% | $82,637+184.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 15.73% | 21.02%-5.3pp | 204.55%-188.8pp | 53.51%-37.8pp |
| Employer contribution / active EE | $5,475 | $3,080+77.8% | $3,782+44.8% | $2,552+114.5% |
| Participant deferral / active EE | $3,566 | $4,037-11.7% | $5,096-30.0% | $4,126-13.6% |
| Admin fee / account holder | $1,005 | $7,381-86.4% | $9,162-89.0% | $7,339-86.3% |