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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,340 | $155,555+73.8% | $146,866+84.1% | $155,188+74.2% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.5%+4.2pp | 80.8%+5.9pp |
| Annual return | 17.67% | 115.41%-97.7pp | 102.85%-85.2pp | 148.84%-131.2pp |
| Employer contribution / active EE | $3,424 | $4,647-26.3% | $4,425-22.6% | $4,248-19.4% |
| Participant deferral / active EE | $7,958 | $8,044-1.1% | $7,759+2.6% | $6,531+21.8% |
| Admin fee / account holder | $12,892 | $14,755-12.6% | $13,620-5.3% | $14,480-11.0% |