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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,340 | $162,136+66.7% | $152,301+77.5% | $154,746+74.7% |
| Participation rate | 86.7% | 84.1%+2.6pp | 82.4%+4.2pp | 80.7%+6.0pp |
| Annual return | 17.67% | 91.02%-73.4pp | 80.50%-62.8pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,424 | $4,890-30.0% | $4,624-26.0% | $4,379-21.8% |
| Participant deferral / active EE | $7,958 | $8,341-4.6% | $8,004-0.6% | $6,730+18.2% |
| Admin fee / account holder | $12,892 | $15,759-18.2% | $14,398-10.5% | $14,365-10.3% |