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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,580 | $85,515-39.7% | $112,040-54.0% | $67,986-24.1% |
| Participation rate | 60.2% | 68.2%-8.0pp | 76.5%-16.3pp | 57.2%+3.0pp |
| Annual return | 13.11% | 29.68%-16.6pp | 24.52%-11.4pp | 31.67%-18.6pp |
| Employer contribution / active EE | $693 | $2,191-68.4% | $2,954-76.5% | $2,019-65.7% |
| Participant deferral / active EE | $3,942 | $4,014-1.8% | $5,098-22.7% | $3,358+17.4% |
| Admin fee / account holder | $6,957 | $3,774+84.3% | $12,098-42.5% | $3,203+117.2% |