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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,047 | $106,974+56.2% | $90,796+84.0% | $138,895+20.3% |
| Participation rate | 82.6% | 74.9%+7.7pp | 69.5%+13.1pp | 79.9%+2.7pp |
| Annual return | 9.72% | 20.10%-10.4pp | 19.29%-9.6pp | 145.39%-135.7pp |
| Employer contribution / active EE | $2,675 | $2,609+2.6% | $2,294+16.6% | $4,194-36.2% |
| Participant deferral / active EE | $3,947 | $4,455-11.4% | $3,822+3.3% | $6,396-38.3% |
| Admin fee / account holder | $2,646 | $8,626-69.3% | $7,024-62.3% | $12,562-78.9% |