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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,190 | $183,539+20.5% | $155,556+42.2% | $145,897+51.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.19% | 61.31%-48.1pp | 64.84%-51.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $7,347 | $5,315+38.2% | $4,675+57.1% | $4,663+57.6% |
| Participant deferral / active EE | $8,866 | $6,467+37.1% | $5,631+57.5% | $6,689+32.5% |
| Admin fee / account holder | $2,827 | $19,275-85.3% | $15,885-82.2% | $13,390-78.9% |