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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,599 | $124,425-45.7% | $112,040-39.7% | $137,256-50.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 7.59% | 24.72%-17.1pp | 24.52%-16.9pp | 220.34%-212.8pp |
| Employer contribution / active EE | $2,097 | $3,411-38.5% | $2,954-29.0% | $4,156-49.6% |
| Participant deferral / active EE | $5,523 | $5,718-3.4% | $5,098+8.3% | $6,407-13.8% |
| Admin fee / account holder | $9,305 | $15,207-38.8% | $12,098-23.1% | $12,270-24.2% |