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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,071 | $106,524+254.0% | $152,301+147.6% | $87,485+331.0% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.4%-3.7pp | 68.9%+9.9pp |
| Annual return | 13.10% | 26.89%-13.8pp | 80.50%-67.4pp | 26.06%-13.0pp |
| Employer contribution / active EE | $4,932 | $3,371+46.3% | $4,624+6.7% | $2,596+90.0% |
| Participant deferral / active EE | $11,679 | $6,525+79.0% | $8,004+45.9% | $4,274+173.3% |
| Admin fee / account holder | $14,255 | $8,287+72.0% | $14,398-1.0% | $7,775+83.4% |