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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,071 | $106,749+253.2% | $145,433+159.3% | $82,448+357.3% |
| Participation rate | 78.8% | 75.6%+3.1pp | 82.1%-3.3pp | 68.1%+10.7pp |
| Annual return | 13.10% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.5pp |
| Employer contribution / active EE | $4,932 | $3,444+43.2% | $4,554+8.3% | $2,551+93.4% |
| Participant deferral / active EE | $11,679 | $6,519+79.2% | $7,897+47.9% | $4,139+182.2% |
| Admin fee / account holder | $14,255 | $8,390+69.9% | $13,129+8.6% | $7,234+97.0% |