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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,697 | $115,931-26.1% | $185,441-53.8% | $86,983-1.5% |
| Participation rate | 76.7% | 73.6%+3.0pp | 80.3%-3.6pp | 69.5%+7.1pp |
| Annual return | 11.65% | 21.47%-9.8pp | 20.16%-8.5pp | 25.83%-14.2pp |
| Employer contribution / active EE | $675 | $2,937-77.0% | $4,672-85.6% | $2,584-73.9% |
| Participant deferral / active EE | $2,980 | $4,551-34.5% | $6,152-51.6% | $4,194-28.9% |
| Admin fee / account holder | $3,923 | $10,687-63.3% | $17,890-78.1% | $7,856-50.1% |