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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,697 | $110,137-22.2% | $161,149-46.8% | $82,637+3.7% |
| Participation rate | 76.7% | 72.4%+4.3pp | 78.8%-2.2pp | 68.1%+8.6pp |
| Annual return | 11.65% | 20.69%-9.0pp | 21.16%-9.5pp | 53.51%-41.9pp |
| Employer contribution / active EE | $675 | $2,856-76.4% | $4,360-84.5% | $2,552-73.6% |
| Participant deferral / active EE | $2,980 | $4,575-34.9% | $6,153-51.6% | $4,126-27.8% |
| Admin fee / account holder | $3,923 | $9,467-58.6% | $15,194-74.2% | $7,339-46.5% |