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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,252 | $86,940+0.4% | $102,434-14.8% | $80,935+7.8% |
| Participation rate | 77.1% | 72.4%+4.8pp | 76.5%+0.6pp | 67.7%+9.5pp |
| Annual return | 9.70% | 18.89%-9.2pp | 29.46%-19.8pp | 35.66%-26.0pp |
| Employer contribution / active EE | $3,126 | $2,370+31.9% | $3,023+3.4% | $2,757+13.4% |
| Participant deferral / active EE | $4,684 | $4,121+13.7% | $5,055-7.3% | $4,299+8.9% |
| Admin fee / account holder | $7,679 | $8,047-4.6% | $9,462-18.8% | $6,924+10.9% |