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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,953 | $184,014-28.8% | $161,149-18.7% | $138,895-5.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 19.79% | 21.52%-1.7pp | 21.16%-1.4pp | 145.39%-125.6pp |
| Employer contribution / active EE | $2,629 | $5,055-48.0% | $4,360-39.7% | $4,194-37.3% |
| Participant deferral / active EE | $5,291 | $6,909-23.4% | $6,153-14.0% | $6,396-17.3% |
| Admin fee / account holder | $947 | $18,027-94.7% | $15,194-93.8% | $12,562-92.5% |