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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,631 | $181,062+166.6% | $158,223+205.0% | $155,188+211.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.42% | 57.39%-47.0pp | 52.09%-41.7pp | 148.84%-138.4pp |
| Employer contribution / active EE | $2,885 | $4,565-36.8% | $4,109-29.8% | $4,248-32.1% |
| Participant deferral / active EE | $8,399 | $6,134+36.9% | $5,467+53.6% | $6,531+28.6% |
| Admin fee / account holder | $353 | $18,825-98.1% | $16,047-97.8% | $14,480-97.6% |