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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,645 | $160,028+234.1% | $147,080+263.5% | $145,884+266.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.31% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.5pp |
| Employer contribution / active EE | $5,844 | $5,286+10.6% | $4,933+18.5% | $4,662+25.4% |
| Participant deferral / active EE | $10,167 | $8,422+20.7% | $8,066+26.0% | $6,690+52.0% |
| Admin fee / account holder | $4,909 | $15,030-67.3% | $12,989-62.2% | $13,392-63.3% |