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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,874 | $83,843+133.6% | $123,973+58.0% | $65,306+199.9% |
| Participation rate | 31.5% | 56.0%-24.4pp | 76.7%-45.1pp | 57.7%-26.1pp |
| Annual return | 12.94% | 19.87%-6.9pp | 388.13%-375.2pp | 21.94%-9.0pp |
| Employer contribution / active EE | $733 | $2,873-74.5% | $4,126-82.2% | $1,967-62.7% |
| Participant deferral / active EE | $2,611 | $2,997-12.9% | $5,247-50.2% | $2,959-11.8% |
| Admin fee / account holder | $1,299 | $4,735-72.6% | $11,799-89.0% | $3,480-62.7% |