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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,939 | $129,737+38.7% | $119,126+51.0% | $154,746+16.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 8.19% | 379.08%-370.9pp | 282.11%-273.9pp | 172.34%-164.1pp |
| Employer contribution / active EE | $21,429 | $4,375+389.8% | $4,034+431.3% | $4,379+389.3% |
| Participant deferral / active EE | $2,229 | $5,842-61.9% | $5,318-58.1% | $6,730-66.9% |
| Admin fee / account holder | $525 | $11,961-95.6% | $10,693-95.1% | $14,365-96.3% |