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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,237 | $69,590+19.6% | $136,867-39.2% | $94,015-11.5% |
| Participation rate | 98.8% | 66.3%+32.5pp | 74.5%+24.2pp | 70.8%+28.0pp |
| Annual return | 13.66% | 19.62%-6.0pp | 42.97%-29.3pp | 17.84%-4.2pp |
| Employer contribution / active EE | $1,902 | $2,396-20.6% | $3,547-46.4% | $2,790-31.8% |
| Participant deferral / active EE | $3,509 | $3,437+2.1% | $4,924-28.7% | $4,249-17.4% |
| Admin fee / account holder | $2,372 | $8,912-73.4% | $10,340-77.1% | $8,951-73.5% |