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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,292 | $86,922+301.8% | $102,438+241.0% | $80,874+331.9% |
| Participation rate | 77.6% | 72.4%+5.2pp | 76.5%+1.1pp | 67.6%+9.9pp |
| Annual return | 16.61% | 18.90%-2.3pp | 29.37%-12.8pp | 35.62%-19.0pp |
| Employer contribution / active EE | $1,036 | $2,369-56.3% | $3,024-65.7% | $2,756-62.4% |
| Participant deferral / active EE | $7,967 | $4,119+93.4% | $5,054+57.6% | $4,297+85.4% |
| Admin fee / account holder | $17,493 | $8,050+117.3% | $9,448+85.2% | $6,935+152.2% |