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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,620 | $227,399-27.6% | $189,758-13.2% | $198,609-17.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 79.8%+9.1pp | 82.4%+6.5pp |
| Annual return | 11.65% | 61.03%-49.4pp | 52.62%-41.0pp | 202.70%-191.0pp |
| Employer contribution / active EE | $17,825 | $5,526+222.5% | $4,767+273.9% | $5,055+252.6% |
| Participant deferral / active EE | $12,103 | $6,837+77.0% | $5,856+106.7% | $6,977+73.5% |
| Admin fee / account holder | $1,772 | $25,162-93.0% | $20,388-91.3% | $19,030-90.7% |