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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,327 | $114,119+9.8% | $107,187+16.9% | $138,895-9.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 14.53% | 273.21%-258.7pp | 204.55%-190.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $8,813 | $4,059+117.1% | $3,782+133.0% | $4,194+110.1% |
| Participant deferral / active EE | $3,737 | $5,538-32.5% | $5,096-26.7% | $6,396-41.6% |
| Admin fee / account holder | $8,741 | $10,024-12.8% | $9,162-4.6% | $12,562-30.4% |