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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,177 | $77,814+427.1% | $158,223+159.2% | $86,983+371.6% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 11.49% | 30.54%-19.0pp | 52.09%-40.6pp | 25.83%-14.3pp |
| Employer contribution / active EE | $5,600 | $2,592+116.0% | $4,109+36.3% | $2,584+116.7% |
| Participant deferral / active EE | $10,873 | $3,270+232.5% | $5,467+98.9% | $4,194+159.3% |
| Admin fee / account holder | $3,858 | $5,879-34.4% | $16,047-76.0% | $7,856-50.9% |