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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,137 | $99,875+23.3% | $146,866-16.2% | $86,983+41.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 10.69% | 28.10%-17.4pp | 102.85%-92.2pp | 25.83%-15.1pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $4,054 | $6,322-35.9% | $7,759-47.7% | $4,194-3.3% |
| Admin fee / account holder | $52,791 | $7,838+573.5% | $13,620+287.6% | $7,856+572.0% |