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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANT RETIREMENT SERVCICES INC. Service code 99 | Other Fees | $76,611 |
Filed as: JOHN HANCOCK Service code 64 | Recordkeeping Fees | $42,531 |
MARCUM LLP3 years Service code 10 | Accounting | $25,493 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,896 | $80,748+75.7% | $102,383+38.6% | $74,429+90.6% |
| Participation rate | 83.0% | 65.7%+17.3pp | 74.5%+8.5pp | 67.2%+15.8pp |
| Annual return | 11.43% | 27.57%-16.1pp | 24.94%-13.5pp | 1368.38%-1357.0pp |
| Employer contribution / active EE | $28,491 | $3,159+801.8% | $3,870+636.2% | $2,625+985.5% |
| Participant deferral / active EE | $4,137 | $3,861+7.1% | $5,060-18.2% | $4,348-4.9% |
| Admin fee / account holder | $420 | $2,371-82.3% | $8,391-95.0% | $1,944-78.4% |