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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,867 | $177,595-3.2% | $148,496+15.7% | $198,609-13.5% |
| Participation rate | 93.8% | 79.3%+14.5pp | 76.0%+17.7pp | 82.4%+11.4pp |
| Annual return | 8.76% | 9.97%-1.2pp | 12.33%-3.6pp | 202.70%-193.9pp |
| Employer contribution / active EE | $9,088 | $4,098+121.8% | $3,497+159.8% | $5,055+79.8% |
| Participant deferral / active EE | $0 | $5,539-100.0% | $4,808-100.0% | $6,977-100.0% |
| Admin fee / account holder | $35,693 | $27,010+32.1% | $19,547+82.6% | $19,030+87.6% |