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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,867 | $132,634+29.6% | $115,768+48.5% | $137,256+25.2% |
| Participation rate | 93.8% | 77.9%+15.9pp | 74.4%+19.4pp | 80.0%+13.8pp |
| Annual return | 8.76% | 160.70%-151.9pp | 100.46%-91.7pp | 220.34%-211.6pp |
| Employer contribution / active EE | $9,088 | $3,360+170.5% | $2,940+209.1% | $4,156+118.7% |
| Participant deferral / active EE | $0 | $5,619-100.0% | $4,917-100.0% | $6,407-100.0% |
| Admin fee / account holder | $35,693 | $15,028+137.5% | $12,439+186.9% | $12,270+190.9% |