Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,347 | $77,574-37.7% | $108,753-55.5% | $86,983-44.4% |
| Participation rate | 46.4% | 62.3%-15.9pp | 71.1%-24.7pp | 69.5%-23.2pp |
| Annual return | 7.11% | 18.42%-11.3pp | 37.47%-30.4pp | 25.83%-18.7pp |
| Employer contribution / active EE | $0 | $1,611-100.0% | $2,427-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,579 | $3,128-17.6% | $4,115-37.3% | $4,194-38.5% |
| Admin fee / account holder | $2,564 | $6,529-60.7% | $10,320-75.2% | $7,856-67.4% |