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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,536 | $123,155-37.0% | $108,753-28.7% | $155,188-50.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 12.15% | 44.73%-32.6pp | 37.47%-25.3pp | 148.84%-136.7pp |
| Employer contribution / active EE | $3,227 | $2,811+14.8% | $2,427+33.0% | $4,248-24.0% |
| Participant deferral / active EE | $3,842 | $4,623-16.9% | $4,115-6.6% | $6,531-41.2% |
| Admin fee / account holder | $1,736 | $12,126-85.7% | $10,320-83.2% | $14,480-88.0% |